Credit Collection Activity
Enses Credit Management is a service provider created from the concept that a group of experienced professionals in the field of judicial and extrajudicial debt collection as well as accident and medical malpractice , lawyers and private investigators could be able to provide to customers, individuals or Companies, a better and qualified service in every area of expertise making use of its legal experts, technicians, consultants and professional advisors active in various fields .
Our proposal is characterized not only by the multi- sectoral nature of the skills involved but also because it offers the possibility to entrust the recovery of the debt without any prior cost involved in the assignment of the case, according to the tried and tested formula “no win, no fee”.
Relying on Enses Credit Management means relying on a structure that provides the customer all the experience and professionalism for the protection of him/her credit rights. Thanks to numerous conventions, Enses Credit Management is able to completely manage every type of claim, releasing the customer from any anticipated fee concerning credit collection / insurance damages claims, and providing technical assistance, in order to ensure a quick and convenient consultancy, making use , both in and out of justice courts , of legal advisors to protect the injured or damaged party/ creditor.
Starting with the general protection of credit resulting from a contract , our Collection Consultants activate the prelegal procedure in order to obtain the satisfaction of the creditor. At the same time we can offer access to the business information suitable to evaluate, if necessary, the opportunity to take legal action targeted on specific assets of the debtor : The purpose of our work is to avoid customer already affected by the presence of a defaulted asset position , a further increase in costs without a real chance to get a payment.
Our customer is then relieved of any advance fees for the processing and the study of the claim. The solution ” no win, no fee” allows a customer to use a third party for the approach to the debtor and negotiation , with statistically more satisfactory recovery than the “ home made collection “ , which is normally realized with the use of unqualified company personnel . Processing the claim on a win percentage base makes it clear to our customers that Enses Credit Management , through a friendly approach but serious and firm in the protection of the essential interests of its client, counts firstly and fore mostly on it’s own ability and know -how accumulated over the years.
In addition, the activities of Enses Credit Management, regardless of the outcome of the negotiation , have or may have a positive effect to the creditor such as:
- The information gathered on the pre legal procedure may be the basis for the evaluation of the transmission of the case to the legal department;
- Official recovery “ notice “ letter of the letter stops the legal limitation period;
- Any communication received from the debtor during the negotiation may have the value of acknowledgment of debt , for the purposes of court proceedings;
- Closing the processing of the claim negatively , in certain circumstances , allows the issuing of a loss Statement of credit for tax purposes.
With a decade of experience in the credit collection field, Enses Credit Management provides its services to the major Italian credit institutions and credit recovery companies, offering the same standard of operation and performance abroad, as the exclusive member for Italy of the International Credit Exchange (ICE Network).